Comprehensive travel insurance guidance and recommendations
Travel insurance provides essential financial protection and peace of mind during your travels. While we hope you never need to use it, having comprehensive coverage can save you from significant financial losses and provide crucial assistance when emergencies arise.
Coverage for medical expenses, trip cancellations, and lost belongings
Contact insurance company's 24/7 helpline immediately
Collect all necessary documentation
Complete and submit the official claim form
Stay in touch with insurance company
Always read the policy document carefully to understand specific exclusions, conditions, and limitations. When in doubt, contact the insurance company for clarification before purchasing.
Generally, no. Most travel insurance must be purchased before travel begins. Some insurers offer limited coverage for travelers already abroad, but options are restricted.
Many insurers now include COVID-19 medical coverage. However, coverage for trip cancellation due to COVID-19 varies. Check specific policy terms.
Travel insurance typically covers expenses not covered by airlines or other suppliers. If you receive compensation from airlines, insurance covers the difference.
While not mandatory, domestic travel insurance can cover medical emergencies, trip cancellations, and lost baggage even within India.
Some insurers allow policy extensions before the original expiry date. Contact your insurer before your policy expires to explore options.
Most domestic health insurance doesn't cover overseas medical expenses. Travel insurance fills this gap and provides additional benefits like evacuation.
Simple claims (medical, baggage) are typically settled within 7-30 days. Complex claims may take longer. Cashless medical treatment is immediate.
Most policies offer a "free look" period (usually 15 days) for cancellation with full refund. After this, cancellation terms vary.